TikoTools

Tip Calculator – How Much to Tip & Split the Bill

Enter the bill, choose a tip percentage and how many people are paying. The tip calculator shows the tip, the total and what each person pays, can tip on the pre-tax amount, and can round each share up to a whole dollar.

Formula checked 24 Oct 2026 Free · no sign-up
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How to use the tip calculator

  1. Enter the bill amount from your receipt.
  2. Choose a tip percentage — 15%, 18%, 20%, 22%, 25% or your own.
  3. Enter how many people are splitting the bill.
  4. Optionally enter the sales tax shown on the receipt to tip on the pre-tax amount, and switch on round up to make each share a whole number.

The formula

Tip = (Bill − Tax) × Tip % ÷ 100 Total = Bill + Tip Per person = Total ÷ Number of people

Worked example

Dinner for two comes to $85.50 and you want to leave 18%:

  • Tip = $85.50 × 0.18 = $15.39
  • Total = $85.50 + $15.39 = $100.89
  • Each person pays $50.45, or $51.00 if you round up (a 19.3% tip)

US tipping guide

ServiceTypical tip
Sit-down restaurant15–20% of the pre-tax bill (18–20% is common now)
Buffet10%
Bartender$1–2 per drink or 15–20% of the tab
Food delivery15–20%, at least $3–5
Takeout / counter serviceOptional, 0–10%
Hair stylist or barber15–20%
Taxi or rideshare15–20%
Hotel housekeeping$2–5 per night
Valet$2–5 when the car is returned

Quick mental math for tips

  • 10%: move the decimal point one place left. $64.00 → $6.40.
  • 20%: double the 10% figure. $6.40 × 2 = $12.80.
  • 15%: take 10% and add half of it. $6.40 + $3.20 = $9.60.
  • 18%: take 20% and subtract 10% of that. $12.80 − $1.28 = $11.52.
  • 25%: divide the bill by four. $64 ÷ 4 = $16.

Tips on tipping

  • Check for an included gratuity, especially with groups of six or more, so you don’t tip twice.
  • Tip on the full price when you use a coupon or gift card — the server did the same work.
  • Card vs cash: tipping in cash often reaches staff faster, but both are fine.
  • Payment screens at counters often suggest 15–25%; the “custom” or “no tip” option is always acceptable for counter service.

Tipping when travelling

Tipping customs vary widely. In Canada they are close to the US. In the UK and Ireland 10–12.5% is normal at restaurants unless a service charge is on the bill. In Australia and New Zealand tipping is appreciated but not expected. Across much of Europe locals round up or leave 5–10%. In Japan and South Korea tipping is generally not part of the culture and can even cause confusion. The calculator works in any currency.

When a bill is in another currency, tip in that currency where possible; card machines abroad sometimes offer to charge you in dollars, which usually comes with a poor exchange rate.

Frequently asked questions

How do I calculate a tip?

Multiply the bill by the tip percentage. For an 18% tip on $85.50: 85.50 × 0.18 = $15.39, so the total is $100.89. A quick mental trick for 20% is to move the decimal one place left and double it: $85.50 → $8.55 → $17.10.

How much should I tip at a restaurant in the US?

For table service, 15–20% of the pre-tax bill has long been standard, and 18–20% is now common for good service in many cities. Many people tip more for excellent service or small checks.

Should I tip on the total with tax or before tax?

Etiquette guides traditionally say to tip on the pre-tax amount, since the tax is not part of the service. Many people simply tip on the total for convenience — the difference is usually small.

How much do you tip for delivery, takeout or a bartender?

Common US guidelines: food delivery 15–20% (at least a few dollars), takeout 0–10%, bartenders $1–2 per drink or 15–20% of the tab, hairdressers 15–20%, and taxi or rideshare drivers 15–20%.

What if a service charge or gratuity is already included?

Check the receipt. Many restaurants add an automatic gratuity (often 18–20%) for large groups. If it is already included, you don’t need to tip again unless you want to reward exceptional service.

Is tipping expected outside the US?

Customs differ. In Canada tipping is similar to the US. In the UK and Australia around 10% is common if no service charge is added. In much of Europe rounding up or 5–10% is usual, and in Japan tipping is generally not expected.

How we checked this calculator

We test this tool against worked examples before every release (last check: 24 Oct 2026, version 1.0.0). Results are estimates for planning — confirm critical figures with your supplier or a qualified professional.

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