TikoTools

Split Bill Calculator – Split a Check With Tax and Tip

Split a check fairly. Divide it evenly, or enter what each person ordered plus any shared items, and the calculator shares the tax and tip in proportion so everyone pays their fair part of the total.

Formula checked 24 Oct 2026 Free · no sign-up
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How to use the split bill calculator

  1. Choose evenly to divide the bill equally, or by what each person ordered for a fair uneven split.
  2. For an uneven split, add a row for each person with the total of their own items.
  3. Enter any shared items (appetizers, a bottle of wine, dessert to share) — they are divided equally.
  4. Enter the tax from the receipt and the tip percentage.

How the fair split works

Person’s base = Their items + Shared items ÷ Number of people Subtotal = Sum of all bases Tip = Subtotal × Tip % Total = Subtotal + Tax + Tip Person pays = Total × (Person’s base ÷ Subtotal)

Because tax and tip are charged on the food, each person pays tax and tip in proportion to what they ordered. Someone who ordered twice as much pays twice as much tax and tip.

Worked example

Alex’s meal is $30, Sam’s is $20, and they share a $10 appetizer. Tax is $4.80 and they tip 20%:

  • Bases: Alex $30 + $5 = $35, Sam $20 + $5 = $25 → subtotal $60
  • Tip = $60 × 20% = $12 → total = $60 + $4.80 + $12 = $76.80
  • Alex pays 35/60 × $76.80 = $44.80; Sam pays 25/60 × $76.80 = $32.00

Splitting evenly would have been $38.40 each, so Sam would have paid $6.40 for Alex’s food.

Even vs itemized: which to use?

SituationBest method
Everyone ordered similar dishesSplit evenly
Some people had drinks or dessert, others didn’tSplit by what each ordered
Lots of shared plates (tapas, family style)Split evenly, or put shared plates in the shared box
Celebrating someone’s birthdayItemize, then share the guest’s part among the rest
Couples paying togetherEnter each couple as one “person”

Tips for a smooth split

  • Agree before ordering how the group will split, especially when some people are drinking.
  • Ask for separate checks early if the restaurant allows it — many don’t for large tables.
  • Check for an automatic gratuity on large-party bills. If one is included, set the tip to 0%.
  • Round up to the next dollar when paying back by app; it keeps things simple and covers rounding.
  • Screenshot the table and share it in the group chat so everyone can see the numbers.

Beyond restaurants

The same fair-share method works for road-trip costs, holiday rentals, groceries for a shared house or a utility bill where one person uses more. Put personal costs on each person’s row and common costs in the shared box, set tax and tip to zero, and the calculator shows who owes what.

For trips, keep a running list of who paid for what, then compare what each person paid with what they owe and settle the differences at the end.

Frequently asked questions

How do I split a bill with tax and tip?

Work out each person’s share of the food, then give them the same share of the tax and tip. If Alex ordered $35 of a $60 subtotal, Alex pays 35 ÷ 60 = 58.3% of the final total including tax and tip.

How do I split shared appetizers?

Add the shared items once in the “shared items” box. They are divided equally between everyone before the tax and tip are shared out.

Is it fair to split a bill evenly?

It is simplest when everyone ordered about the same. When orders differ a lot — for example, some people had drinks and others didn’t — splitting by what each person ordered is fairer.

Should the tip be calculated before or after tax?

This calculator works out the tip on the amount before tax, which is the traditional etiquette. To tip on the total, raise the tip percentage slightly.

What about payment apps?

Use the “who pays what” table to send exact amounts with Venmo, Zelle, Cash App, PayPal or similar apps. Rounding each share up by a few cents avoids the person who paid ending up short.

Does this work for rent, trips or utilities?

Yes. Enter each person’s own costs as their items and put common costs in the shared box. Set tip to 0% and tax to 0 if they don’t apply.

How we checked this calculator

We test this tool against worked examples before every release (last check: 24 Oct 2026, version 1.0.0). Results are estimates for planning — confirm critical figures with your supplier or a qualified professional.

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